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Texas Contractor Insurance

Start with the fastest quote path for your contractor business.

One job or short-term project? Start with the flexible lane. Ongoing annual contractor coverage under standard height limits? NEXT may be a fit. Roofing, over-30-foot exterior work, or more complex risks? Talk to an advisor.

  • ✓Fast online options for many eligible Texas contractor risks
  • ✓Licensed Texas agents helping contractors since 2010
  • ✓Advisor help for roofing, height, claims, contract wording, and broader market review
Start Quote or call 210-640-7050

Online quote and binding available for eligible classes through select carriers. Licensed Texas agents since 2010

Texas contractor reviewing insurance options
Quotes from A-Rated Carriers
NEXT Insurance The Hartford biBERK Thimble Simply Business Scottsdale / CRC NEXT Insurance The Hartford biBERK Thimble Simply Business Scottsdale / CRC

COMPLEX RISK?

Not a fit for the online lane?

Roofing, high-hazard trades, larger payrolls, or prior claims – a licensed specialist will shop multiple carriers and find the right fit.

Talk to an Advisor 210-640-7050
Texas Contractor Insurance Quote

Find the fastest path
to your certificate.

Simple risks bind online in minutes. Complex ones go to a specialist — fewer declines, cleaner COI.

Select coverage type to begin
1 — What do you need?

Need commercial auto or professional liability? Those are handled through Anchorpoint Insurance.

2 – Quick qualifiers
Crews / Subs
Prior Claims
Roof / Height
◎ Complete all 3 qualifiers to see your recommended path.
Specializing in TX contractor GL since 2010 Schedule Advisor 📞 210-640-7050
After you bind…

We handle the paperwork so you get to work.

  • Custom COI wording & Waiver of Subrogation
  • Additional insured endorsements
  • Workers’ Comp & Umbrella add-ons
  • Contract review for complex GC requirements
  • Direct agent — no 1-800 on claims
Quoting opens in a new tab — keep this page open for support.
✓Licensed Texas agents since 2010
✓Same-day COI for eligible classes
✓Multi-carrier market access
✓Contractor-focused, not generic
Why FastGL

Built for speed when it’s simple. Built for advice when it’s not.

The goal is not to force every contractor into the same lane. It’s to get you the right path with less wasted time.

Start with the fastest lane

When your risk fits a standard storefront lane, we want you there quickly. That means fewer delays and less back-and-forth.

Advisor help for tougher risks

Roofing, claims, height, contract wording, crews, or unusual operations often need a broader review. That’s where advisor help matters.

Texas contractor focus

FastGL is built around Texas contractor insurance needs, not generic small-business messaging that leaves trade-specific questions unanswered.

Popular Trades

Explore contractor insurance by trade.

Find coverage guidance specific to your work.

ElectricianTexas electrical contractor insurance options. PlumberCoverage help for plumbing contractors. RooferAdvisor-first help for roofing risks. HVACTexas HVAC contractor insurance guidance. HandymanGood fit for short-term and annual lanes. Landscaping / Lawn CareGreat fit for storefront and advisor paths.

Not a fit for the standard online lane?

If your trade, operations, claims, height, or contracts need more attention, an advisor can help review broader market options instead of sending you down the wrong path.

Talk to an Advisor or call 210-640-7050
FAQ

Common contractor insurance questions

For many eligible policies, proof of insurance can be available quickly after binding. Timing depends on carrier fit, underwriting, and whether your application is complete.
That is often a better starting point for the Thimble short-term lane rather than a standard annual-business flow.
Because roofing is more likely to need a broader review than a standard storefront flow. The goal is to avoid wasting your time in the wrong lane.
No. Claims, roofing, over-30-foot exterior work, and more complex operations often need advisor review instead of a direct storefront quote path.